Read mortgage papers and find gaps before you submit
A mortgage file is only as good as its papers. Lendlens reads them for you, shows where every number came from, and tells you what is missing before the lender does.
Fig. 1Case board: every client file, how complete it is and what is still missing
Three things it does before you submit
Values read from papers
Pay, dates and account details are pulled from payslips and statements.
Side-by-side review
Each value sits beside the page it came from, with a confidence mark.
Gaps found early
Missing papers and rule problems are listed, with a button to ask.
Chapter I
The case board
Every client case is on one list with the lender, the share of papers received, the number of gaps and the stage. Cases that need work stand out.
Chapter II
Reading the papers
Uploaded files are sorted by type. The app reads values from payslips, statements and IDs, such as pay, dates and account details.
Review beside the page
The broker sees the original page on one side and the values on the other. Each value is linked to the place on the page and shows how sure the app is.
Every value sits beside the page it came from, so the broker checks the reading instead of retyping it.
Fig. 2Document review: the app reads a payslip and the broker checks each valueChapter III
Gaps and client requests
The app compares papers with each other and with the lender’s rules. Each problem is listed with the reason and a button to ask the client or the employer.
Client requests
The broker sends the client a short message with exactly what is missing. New uploads are read and checked again.
Fig. 3Gap check: what does not add up between documents, and who needs to fix itChapter IV
The loan file
When all checks pass, the app builds the file in the lender’s order with an income summary, EMI share and a cover sheet.
Fig. 4Loan file: income, debts and documents in the lender’s order, ready to sendChapter V
Who uses it
Brokers
Track each client case, review the reading and send the file.
Clients
Upload papers from a phone link when asked.
Processing staff
Follow up on missing papers and recheck each new upload.
Chapter VI
How a case runs
Start a case
The broker adds the client and picks the lender. The client gets a link to upload papers from their phone.
Review the reading
The broker opens a payslip, checks the nine values against the page and fixes the one marked as doubtful.
Close a gap
The app flags a missing June statement. The broker sends a request and the next upload clears the gap.
Send the file
With every check passed, the broker downloads the loan file for the lender and marks the case as submitted.
Chapter VII
Questions
What does a mortgage document AI do?
It reads the papers a borrower sends, such as payslips and bank statements, and pulls out the values. It then checks them against each other and against the lender’s rules.
How is borrower data kept secure?
Files are encrypted in storage and in transit, each broker sees only their own cases, and every view and change is logged. Papers can be deleted on a set schedule once a case is closed.
Can you build a mortgage document tool like this for my business?
Yes. We can build a document tool for brokers or lenders. It would read your own document types, apply your own checks and build files in each lender’s order.
Does a person still check the work?
Yes. The broker sees each value next to the page it came from, with how sure the app is. Doubtful values are marked for a person to confirm.
What kinds of gaps can it find?
It finds missing months of statements, a salary credit that differs from the payslip, large deposits with no source and papers that are too old for the lender.
Can it build files for different lenders?
Yes. Each lender has its own checklist and order of papers. The app builds the file to match the one chosen for the case.
See Lendlens in action
Tap through the case board and the document review screen.
