Case board
Every client case is on one list with the lender, the share of papers received, the number of gaps and the stage. Cases that need work stand out.
Lendlens is a document tool for mortgage brokers, designed and built by our team. It reads payslips, bank statements and ID papers, flags what is missing or does not match, and builds the loan file for the lender.
Lendlens was designed and built by the PRS CloudTech team.
The brief
A home loan file is a pile of papers: payslips, bank statements, tax forms, ID and property documents. Each lender wants slightly different things in a different order.
Brokers spend hours typing values from PDFs into forms and checking them by eye. Mistakes are found late, after the lender asks, and the client has to send more papers.
Less typing
Values on payslips and statements should be read from the page, not typed again by hand.
Early warnings
Missing months, mismatched income and unexplained deposits should show up the day papers arrive.
A person in charge
The broker must see where each value came from and be able to fix it before it goes to a lender.
Files that match the lender
Each lender wants its own order and cover sheet, so the file should be built to that checklist.
What we designed
We designed Lendlens as a web app for the broker’s team. Clients upload papers, the app reads them, and the team reviews and sends the file.
Every client case is on one list with the lender, the share of papers received, the number of gaps and the stage. Cases that need work stand out.
Uploaded files are sorted by type. The app reads values from payslips, statements and IDs, such as pay, dates and account details.
The broker sees the original page on one side and the values on the other. Each value is linked to the place on the page and shows how sure the app is.
The app compares papers with each other and with the lender’s rules. Each problem is listed with the reason and a button to ask the client or the employer.
The broker sends the client a short message with exactly what is missing. New uploads are read and checked again.
When all checks pass, the app builds the file in the lender’s order with an income summary, EMI share and a cover sheet.
Screens
How it works
Here is how the main tasks run in the app.
Start a case
The broker adds the client and picks the lender. The client gets a link to upload papers from their phone.
Review the reading
The broker opens a payslip, checks the nine values against the page and fixes the one marked as doubtful.
Close a gap
The app flags a missing June statement. The broker sends a request and the next upload clears the gap.
Send the file
With every check passed, the broker downloads the loan file for the lender and marks the case as submitted.
Suggested technology
What we would deliver
FAQ
It reads the papers a borrower sends, such as payslips and bank statements, and pulls out the values. It then checks them against each other and against the lender’s rules.
Files are encrypted in storage and in transit, each broker sees only their own cases, and every view and change is logged. Papers can be deleted on a set schedule once a case is closed.
Yes. We can build a document tool for brokers or lenders. It would read your own document types, apply your own checks and build files in each lender’s order.
Yes. The broker sees each value next to the page it came from, with how sure the app is. Doubtful values are marked for a person to confirm.
It finds missing months of statements, a salary credit that differs from the payslip, large deposits with no source and papers that are too old for the lender.
Yes. Each lender has its own checklist and order of papers. The app builds the file to match the one chosen for the case.
Tell us who will use it and what it must do. We will reply with a plan, a timeline and a price.