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Lendlens: Mortgage Broker Document AI

Lendlens is a document tool for mortgage brokers, designed and built by our team. It reads payslips, bank statements and ID papers, flags what is missing or does not match, and builds the loan file for the lender.

Mortgage broking and lending Web app for mortgage brokers Web
Lendlens · admin
Lendlens mortgage document ai for brokers: admin dashboard design

Lendlens was designed and built by the PRS CloudTech team.

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Apps
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User roles
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Screens shown
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Rules checked per file

The brief

What a broker needs

A home loan file is a pile of papers: payslips, bank statements, tax forms, ID and property documents. Each lender wants slightly different things in a different order.

Brokers spend hours typing values from PDFs into forms and checking them by eye. Mistakes are found late, after the lender asks, and the client has to send more papers.

  • 1

    Less typing

    Values on payslips and statements should be read from the page, not typed again by hand.

  • 2

    Early warnings

    Missing months, mismatched income and unexplained deposits should show up the day papers arrive.

  • 3

    A person in charge

    The broker must see where each value came from and be able to fix it before it goes to a lender.

  • 4

    Files that match the lender

    Each lender wants its own order and cover sheet, so the file should be built to that checklist.

What we designed

Inside Lendlens

We designed Lendlens as a web app for the broker’s team. Clients upload papers, the app reads them, and the team reviews and sends the file.

Case board

Every client case is on one list with the lender, the share of papers received, the number of gaps and the stage. Cases that need work stand out.

Document reading

Uploaded files are sorted by type. The app reads values from payslips, statements and IDs, such as pay, dates and account details.

Review beside the page

The broker sees the original page on one side and the values on the other. Each value is linked to the place on the page and shows how sure the app is.

Gap checks

The app compares papers with each other and with the lender’s rules. Each problem is listed with the reason and a button to ask the client or the employer.

Client requests

The broker sends the client a short message with exactly what is missing. New uploads are read and checked again.

Loan file

When all checks pass, the app builds the file in the lender’s order with an income summary, EMI share and a cover sheet.

Screens

How Lendlens looks

Case board: every client file, how complete it is and what is still missing
Case board: every client file, how complete it is and what is still missing
Document review: the app reads a payslip and the broker checks each value
Document review: the app reads a payslip and the broker checks each value
Gap check: what does not add up between documents, and who needs to fix it
Gap check: what does not add up between documents, and who needs to fix it
Loan file: income, debts and documents in the lender’s order, ready to send
Loan file: income, debts and documents in the lender’s order, ready to send

How it works

Key journeys, step by step

Here is how the main tasks run in the app.

Start a case

The broker adds the client and picks the lender. The client gets a link to upload papers from their phone.

Review the reading

The broker opens a payslip, checks the nine values against the page and fixes the one marked as doubtful.

Close a gap

The app flags a missing June statement. The broker sends a request and the next upload clears the gap.

Send the file

With every check passed, the broker downloads the loan file for the lender and marks the case as submitted.

Suggested technology

Laravel PostgreSQL OCR and document reading Secure file storage PDF generation

What we would deliver

Product planning UI/UX design Web app development Document AI integration Secure file handling

FAQ

Questions about building a product like Lendlens

What does a mortgage document AI do?

It reads the papers a borrower sends, such as payslips and bank statements, and pulls out the values. It then checks them against each other and against the lender’s rules.

How is borrower data kept secure?

Files are encrypted in storage and in transit, each broker sees only their own cases, and every view and change is logged. Papers can be deleted on a set schedule once a case is closed.

Can you build a mortgage document tool like this for my business?

Yes. We can build a document tool for brokers or lenders. It would read your own document types, apply your own checks and build files in each lender’s order.

Does a person still check the work?

Yes. The broker sees each value next to the page it came from, with how sure the app is. Doubtful values are marked for a person to confirm.

What kinds of gaps can it find?

It finds missing months of statements, a salary credit that differs from the payslip, large deposits with no source and papers that are too old for the lender.

Can it build files for different lenders?

Yes. Each lender has its own checklist and order of papers. The app builds the file to match the one chosen for the case.

#mortgage-document-ai #mortgage-broker-software #loan-application-document-processing #payslip-and-bank-statement-reader #loan-file-automation #document-checking-software-for-lenders

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